[COFS] QoQ Quarter Result on 30-Sep-2009 [#Q3]

Stock
[COFS] ChoiceOne Financial Services, Inc.
Announcement Date
16-Nov-2009
Financial Year
2009
Quarter
30-Sep-2009 [#Q3]
Profit Trend
QoQ- 34.10%
YoY- -33.17%
Quarter Report
COFS's Result
COFS's Financial Summary
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Quarter Result
30/06/10 31/03/10 31/12/09 30/09/09 30/06/09 31/03/09 31/12/08 CAGR
Revenue 5,541 5,567 5,267 5,416 5,507 5,274 4,316 18.17%
PBT 817 819 -186 382 210 877 -1,229 -
Tax 148 175 -209 -27 -95 136 -570 -
NP 669 644 23 409 305 741 -659 -
Tax Rate -18.12% -21.37% - 7.07% 45.24% -15.51% - -
Total Cost 4,872 4,923 5,244 5,007 5,202 4,533 4,975 -1.38%
Ratio Analysis
30/06/10 31/03/10 31/12/09 30/09/09 30/06/09 31/03/09 31/12/08 CAGR
NP Margin 12.07 11.57 0.44 7.55 5.54 14.05 -15.27 -
Per Share
30/06/10 31/03/10 31/12/09 30/09/09 30/06/09 31/03/09 31/12/08 CAGR
EPS 0.18 0.18 0.01 0.12 0.08 0.21 -0.18 -
EPS Diluted 0.18 0.18 0.01 0.12 0.08 0.21 -0.18 -

PBT = Profit before Tax, NP = Net Profit, NP Margin = Net Profit Margin, EPS = Earning Per Share, EPS Diluted = Earning Per Share Diluted.

NP Margin, QoQ ⃤ & YoY ⃤ figures in Percentage; EPS & EPS Diluted figures in Cent.

All figures in '000 unless specified.