[GBCI] QoQ Quarter Result on 31-Dec-2004 [#Q4]

Stock
[GBCI] Glacier Bancorp, Inc.
Announcement Date
15-Mar-2005
Financial Year
2004
Quarter
31-Dec-2004 [#Q4]
Profit Trend
QoQ- -1.00%
YoY-
Quarter Report
GBCI's Result
GBCI's Financial Summary
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Quarter Result
31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 31/12/04 30/09/04 CAGR
Revenue 47,464 47,373 46,096 43,600 37,564 37,009 36,522 19.10%
PBT 20,472 20,799 20,313 19,572 17,000 17,099 17,333 11.74%
Tax 6,843 6,611 6,738 6,482 5,480 5,536 5,653 13.59%
NP 13,629 14,188 13,575 13,090 11,520 11,563 11,680 10.84%
Tax Rate -33.43% -31.79% -33.17% -33.12% -32.24% -32.38% -32.61% -
Total Cost 33,835 33,185 32,521 30,510 26,044 25,446 24,842 22.89%
Ratio Analysis
31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 31/12/04 30/09/04 CAGR
NP Margin 28.71 29.95 29.45 30.02 30.67 31.24 31.98 -6.94%
Per Share
31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 31/12/04 30/09/04 CAGR
EPS 0.28 0.30 0.29 0.28 0.20 0.25 0.25 7.85%
EPS Diluted 0.28 0.30 0.28 0.27 0.20 0.25 0.25 7.85%

PBT = Profit before Tax, NP = Net Profit, NP Margin = Net Profit Margin, EPS = Earning Per Share, EPS Diluted = Earning Per Share Diluted.

NP Margin, QoQ ⃤ & YoY ⃤ figures in Percentage; EPS & EPS Diluted figures in Cent.

All figures in '000 unless specified.