[VBFC] QoQ Quarter Result on 30-Sep-2005 [#Q3]

Stock
[VBFC] Village Bank and Trust Financial Corp.
Announcement Date
14-Nov-2005
Financial Year
2005
Quarter
30-Sep-2005 [#Q3]
Profit Trend
QoQ- -22.69%
YoY-
Quarter Report
VBFC's Result
VBFC's Financial Summary
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Quarter Result
30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 31/12/04 CAGR
Revenue 3,152 2,799 2,957 2,619 2,335 2,027 1,857 42.43%
PBT 517 428 391 393 508 408 861,543 -99.29%
Tax 176 146 23 134 173 139 400 -42.23%
NP 341 283 368 259 335 269 461 -18.25%
Tax Rate -34.00% -34.00% -5.92% -34.00% -33.99% -34.02% -0.05% -
Total Cost 2,810 2,516 2,590 2,360 2,000 1,758 1,395 59.70%
Ratio Analysis
30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 31/12/04 CAGR
NP Margin 10.83 10.10 12.43 9.90 14.37 13.27 24.85 -42.60%
Per Share
30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 31/12/04 CAGR
EPS 2.56 2.40 3.12 2.24 3.04 2.40 4.12 -27.24%
EPS Diluted 2.56 2.08 2.71 2.08 2.72 2.24 3.84 -23.74%

PBT = Profit before Tax, NP = Net Profit, NP Margin = Net Profit Margin, EPS = Earning Per Share, EPS Diluted = Earning Per Share Diluted.

NP Margin, QoQ ⃤ & YoY ⃤ figures in Percentage; EPS & EPS Diluted figures in Cent.

All figures in '000 unless specified.