[CFR] YoY Annual Result on 31-Dec-2014 [#FY]

Stock
[CFR] Cullen/Frost Bankers, Inc.
Announcement Date
05-Feb-2015
Financial Year
2014
Quarter
31-Dec-2014 [#FY]
Profit Trend
YoY- 16.86%
Quarter Report
CFR's Result
CFR's Financial Summary
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Annual Result
31/12/17 31/12/16 31/12/15 31/12/14 31/12/13 31/12/12 31/12/11 CAGR
Revenue 1,202,892 1,126,044 1,065,362 1,007,078 923,373 893,648 871,778 5.50%
PBT 408,363 341,411 319,799 336,024 290,881 308,475 286,235 6.09%
Tax 44,214 37,150 40,471 58,047 53,015 70,523 68,700 -7.07%
NP 364,149 304,261 279,328 277,977 237,866 237,952 217,535 8.95%
Tax Rate -10.83% -10.88% -12.66% -17.27% -18.23% -22.86% -24.00% -
Total Cost 838,743 821,783 786,034 729,101 685,507 655,696 654,243 4.22%
Ratio Analysis
31/12/17 31/12/16 31/12/15 31/12/14 31/12/13 31/12/12 31/12/11 CAGR
NP Margin 30.27 27.02 26.22 27.60 25.76 26.63 24.95 3.27%
Per Share
31/12/17 31/12/16 31/12/15 31/12/14 31/12/13 31/12/12 31/12/11 CAGR
EPS 5.56 4.73 4.31 4.32 3.82 3.87 3.55 7.75%
EPS Diluted 5.51 4.70 4.28 4.29 3.80 3.86 3.54 7.64%

PBT = Profit before Tax, NP = Net Profit, NP Margin = Net Profit Margin, EPS = Earning Per Share, EPS Diluted = Earning Per Share Diluted.

NP Margin, QoQ ⃤ & YoY ⃤ figures in Percentage; EPS & EPS Diluted figures in Cent.

All figures in '000 unless specified.