[COFS] YoY Annual Result on 31-Dec-2015 [#FY]

Stock
[COFS] ChoiceOne Financial Services, Inc.
Announcement Date
28-Mar-2016
Financial Year
2015
Quarter
31-Dec-2015 [#FY]
Profit Trend
YoY- 0.84%
Quarter Report
COFS's Result
COFS's Financial Summary
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Annual Result
31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 31/12/13 31/12/12 CAGR
Revenue 28,984 27,466 27,224 26,064 24,665 23,998 24,564 2.79%
PBT 8,488 8,555 8,251 7,688 7,771 6,877 5,605 7.15%
Tax 1,155 2,387 2,161 1,945 2,076 1,783 1,343 -2.48%
NP 7,333 6,168 6,090 5,743 5,695 5,094 4,262 9.46%
Tax Rate -13.61% -27.90% -26.19% -25.30% -26.71% -25.93% -23.96% -
Total Cost 21,651 21,298 21,134 20,321 18,970 18,904 20,302 1.07%
Ratio Analysis
31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 31/12/13 31/12/12 CAGR
NP Margin 25.30 22.46 22.37 22.03 23.09 21.23 17.35 6.48%
Per Share
31/12/18 31/12/17 31/12/16 31/12/15 31/12/14 31/12/13 31/12/12 CAGR
EPS 2.03 1.70 1.68 1.58 1.57 1.41 1.17 9.61%
EPS Diluted 2.02 1.70 1.68 1.58 1.56 1.40 1.17 9.52%

PBT = Profit before Tax, NP = Net Profit, NP Margin = Net Profit Margin, EPS = Earning Per Share, EPS Diluted = Earning Per Share Diluted.

NP Margin, QoQ ⃤ & YoY ⃤ figures in Percentage; EPS & EPS Diluted figures in Cent.

All figures in '000 unless specified.