[UMBF] YoY Annual Result on 31-Dec-2008 [#FY]

Stock
[UMBF] UMB Financial Corporation
Announcement Date
26-Feb-2009
Financial Year
2008
Quarter
31-Dec-2008 [#FY]
Profit Trend
YoY- 32.15%
Quarter Report
UMBF's Result
UMBF's Financial Summary
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Annual Result
31/12/11 31/12/10 31/12/09 31/12/08 31/12/07 31/12/06 31/12/05 CAGR
Revenue 731,305 670,983 613,161 587,834 521,472 472,169 440,163 8.82%
PBT 146,359 126,851 120,476 139,831 104,975 82,018 76,319 11.45%
Tax 39,887 35,849 30,992 41,756 30,762 22,251 20,001 12.18%
NP 106,472 91,002 89,484 98,075 74,213 59,767 56,318 11.19%
Tax Rate -27.25% -28.26% -25.72% -29.86% -29.30% -27.13% -26.21% -
Total Cost 624,833 579,981 523,677 489,759 447,259 412,402 383,845 8.45%
Ratio Analysis
31/12/11 31/12/10 31/12/09 31/12/08 31/12/07 31/12/06 31/12/05 CAGR
NP Margin 14.56 13.56 14.59 16.68 14.23 12.66 12.79 2.18%
Per Share
31/12/11 31/12/10 31/12/09 31/12/08 31/12/07 31/12/06 31/12/05 CAGR
EPS 2.66 2.27 2.22 2.41 1.78 1.40 0.66 26.13%
EPS Diluted 2.64 2.26 2.20 2.38 1.77 1.40 0.65 26.29%

PBT = Profit before Tax, NP = Net Profit, NP Margin = Net Profit Margin, EPS = Earning Per Share, EPS Diluted = Earning Per Share Diluted.

NP Margin, QoQ ⃤ & YoY ⃤ figures in Percentage; EPS & EPS Diluted figures in Cent.

All figures in '000 unless specified.