[COFS] YoY Quarter Result on 31-Dec-2004 [#Q4]

Stock
[COFS] ChoiceOne Financial Services, Inc.
Announcement Date
30-Mar-2005
Financial Year
2004
Quarter
31-Dec-2004 [#Q4]
Profit Trend
QoQ- 24.94%
YoY-
Quarter Report
COFS's Result
COFS's Financial Summary
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Quarter Result
31/12/10 31/12/09 31/12/08 31/12/07 31/12/06 31/12/05 31/12/04 CAGR
Revenue 5,796 5,267 4,316 5,827 3,903 2,683 2,681 13.70%
PBT 801 -186 -1,229 1,273 695 732 680 2.76%
Tax 142 -209 -570 269 137 197 159 -1.86%
NP 659 23 -659 1,004 558 535 521 3.99%
Tax Rate -17.73% - - -21.13% -19.71% -26.91% -23.38% -
Total Cost 5,137 5,244 4,975 4,823 3,345 2,148 2,160 15.52%
Ratio Analysis
31/12/10 31/12/09 31/12/08 31/12/07 31/12/06 31/12/05 31/12/04 CAGR
NP Margin 11.37 0.44 -15.27 17.23 14.30 19.94 19.43 -8.53%
Per Share
31/12/10 31/12/09 31/12/08 31/12/07 31/12/06 31/12/05 31/12/04 CAGR
EPS 0.18 0.01 -0.18 0.29 0.15 0.29 0.24 -4.67%
EPS Diluted 0.18 0.01 -0.18 0.28 0.15 0.29 0.24 -4.67%

PBT = Profit before Tax, NP = Net Profit, NP Margin = Net Profit Margin, EPS = Earning Per Share, EPS Diluted = Earning Per Share Diluted.

NP Margin, QoQ ⃤ & YoY ⃤ figures in Percentage; EPS & EPS Diluted figures in Cent.

All figures in '000 unless specified.