[COFS] QoQ Quarter Result on 31-Dec-2014 [#Q4]

Stock
[COFS] ChoiceOne Financial Services, Inc.
Announcement Date
13-Mar-2015
Financial Year
2014
Quarter
31-Dec-2014 [#Q4]
Profit Trend
QoQ- 0.13%
YoY- 15.60%
Quarter Report
COFS's Result
COFS's Financial Summary
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Quarter Result
30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 31/03/14 CAGR
Revenue 6,584 6,430 6,784 6,425 6,371 6,031 5,924 7.28%
PBT 1,983 1,945 2,124 2,129 2,142 1,818 1,683 11.54%
Tax 533 514 482 573 588 481 435 14.49%
NP 1,450 1,431 1,642 1,556 1,554 1,337 1,248 10.50%
Tax Rate -26.88% -26.43% -22.69% -26.91% -27.45% -26.46% -25.85% -
Total Cost 5,134 4,999 5,142 4,869 4,817 4,694 4,676 6.42%
Ratio Analysis
30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 31/03/14 CAGR
NP Margin 22.02 22.26 24.20 24.22 24.39 22.17 21.07 2.98%
Per Share
30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 31/03/14 CAGR
EPS 0.40 0.39 0.45 0.44 0.43 0.36 0.34 11.43%
EPS Diluted 0.40 0.39 0.44 0.43 0.43 0.36 0.34 11.43%

PBT = Profit before Tax, NP = Net Profit, NP Margin = Net Profit Margin, EPS = Earning Per Share, EPS Diluted = Earning Per Share Diluted.

NP Margin, QoQ ⃤ & YoY ⃤ figures in Percentage; EPS & EPS Diluted figures in Cent.

All figures in '000 unless specified.