[COFS] QoQ Quarter Result on 30-Sep-2015 [#Q3]

Stock
[COFS] ChoiceOne Financial Services, Inc.
Announcement Date
12-Nov-2015
Financial Year
2015
Quarter
30-Sep-2015 [#Q3]
Profit Trend
QoQ- 1.33%
YoY- -6.69%
Quarter Report
COFS's Result
COFS's Financial Summary
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Quarter Result
30/06/16 31/03/16 31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 CAGR
Revenue 6,841 6,523 6,268 6,584 6,430 6,784 6,425 4.27%
PBT 1,940 1,726 1,638 1,983 1,945 2,124 2,129 -6.01%
Tax 495 452 416 533 514 482 573 -9.30%
NP 1,445 1,274 1,222 1,450 1,431 1,642 1,556 -4.81%
Tax Rate -25.52% -26.19% -25.40% -26.88% -26.43% -22.69% -26.91% -
Total Cost 5,396 5,249 5,046 5,134 4,999 5,142 4,869 7.09%
Ratio Analysis
30/06/16 31/03/16 31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 CAGR
NP Margin 21.12 19.53 19.50 22.02 22.26 24.20 24.22 -8.73%
Per Share
30/06/16 31/03/16 31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 CAGR
EPS 0.39 0.35 0.34 0.40 0.39 0.45 0.44 -7.73%
EPS Diluted 0.39 0.35 0.34 0.40 0.39 0.44 0.43 -6.30%

PBT = Profit before Tax, NP = Net Profit, NP Margin = Net Profit Margin, EPS = Earning Per Share, EPS Diluted = Earning Per Share Diluted.

NP Margin, QoQ ⃤ & YoY ⃤ figures in Percentage; EPS & EPS Diluted figures in Cent.

All figures in '000 unless specified.