[OCFC] QoQ Quarter Result on 31-Dec-2004 [#Q4]

Stock
[OCFC] OceanFirst Financial Corp.
Announcement Date
15-Mar-2005
Financial Year
2004
Quarter
31-Dec-2004 [#Q4]
Profit Trend
QoQ-
YoY-
Quarter Report
OCFC's Result
OCFC's Financial Summary
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Quarter Result
30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 31/12/04 CAGR
Revenue 20,952 19,844 21,395 21,724 20,847 21,050 21,090 -0.43%
PBT 7,417 6,618 7,279 7,432 7,490 7,631 7,565 -1.31%
Tax 2,565 2,304 2,433 2,602 2,615 2,685 2,572 -0.18%
NP 4,852 4,314 4,846 4,830 4,875 4,946 4,993 -1.89%
Tax Rate -34.58% -34.81% -33.42% -35.01% -34.91% -35.19% -34.00% -
Total Cost 16,100 15,530 16,549 16,894 15,972 16,104 16,097 0.01%
Ratio Analysis
30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 31/12/04 CAGR
NP Margin 23.16 21.74 22.65 22.23 23.38 23.50 23.67 -1.44%
Per Share
30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 31/12/04 CAGR
EPS 0.42 0.37 0.41 0.41 0.41 0.41 0.41 1.62%
EPS Diluted 0.41 0.36 0.40 0.40 0.40 0.40 0.40 1.66%

PBT = Profit before Tax, NP = Net Profit, NP Margin = Net Profit Margin, EPS = Earning Per Share, EPS Diluted = Earning Per Share Diluted.

NP Margin, QoQ ⃤ & YoY ⃤ figures in Percentage; EPS & EPS Diluted figures in Cent.

All figures in '000 unless specified.