[OCFC] YoY Quarter Result on 31-Dec-2004 [#Q4]

Announcement Date
15-Mar-2005
Financial Year
2004
Quarter
31-Dec-2004 [#Q4]
Profit Trend
QoQ-
YoY-
Quarter Report
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Quarter Result
31/12/10 31/12/09 31/12/08 31/12/07 31/12/06 31/12/05 31/12/04 CAGR
Revenue 23,406 20,641 17,723 17,101 9,868 21,395 21,090 1.75%
PBT 7,481 5,274 4,941 4,551 -2,338 7,279 7,565 -0.18%
Tax 1,697 1,707 1,440 1,457 -898 2,433 2,572 -6.69%
NP 5,784 3,567 3,501 3,094 -1,440 4,846 4,993 2.48%
Tax Rate -22.68% -32.37% -29.14% -32.01% - -33.42% -34.00% -
Total Cost 17,622 17,074 14,222 14,007 11,308 16,549 16,097 1.51%
Ratio Analysis
31/12/10 31/12/09 31/12/08 31/12/07 31/12/06 31/12/05 31/12/04 CAGR
NP Margin 24.71 17.28 19.75 18.09 -14.59 22.65 23.67 0.71%
Per Share
31/12/10 31/12/09 31/12/08 31/12/07 31/12/06 31/12/05 31/12/04 CAGR
EPS 0.32 0.23 0.30 0.27 -0.13 0.41 0.41 -4.04%
EPS Diluted 0.32 0.22 0.30 0.27 -0.13 0.40 0.40 -3.64%

PBT = Profit before Tax, NP = Net Profit, NP Margin = Net Profit Margin, EPS = Earning Per Share, EPS Diluted = Earning Per Share Diluted.

NP Margin, QoQ & YoY figures in Percentage; EPS & EPS Diluted figures in Cent.

All figures in '000 unless specified.