[UMBF] QoQ Quarter Result on 31-Dec-2004 [#Q4]

Stock
[UMBF] UMB Financial Corporation
Announcement Date
14-Mar-2005
Financial Year
2004
Quarter
31-Dec-2004 [#Q4]
Profit Trend
QoQ-
YoY-
Quarter Report
UMBF's Result
UMBF's Financial Summary
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Quarter Result
30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 31/12/04 CAGR
Revenue 119,218 112,066 109,060 113,461 109,655 107,988 100,588 12.02%
PBT 20,752 17,874 19,332 22,071 19,004 15,913 13,757 31.62%
Tax 5,893 4,633 4,377 5,900 5,391 4,333 2,098 99.45%
NP 14,859 13,241 14,955 16,171 13,613 11,580 11,659 17.60%
Tax Rate -28.40% -25.92% -22.64% -26.73% -28.37% -27.23% -15.25% -
Total Cost 104,359 98,825 94,105 97,290 96,042 96,408 88,929 11.28%
Ratio Analysis
30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 31/12/04 CAGR
NP Margin 12.46 11.82 13.71 14.25 12.41 10.72 11.59 4.95%
Per Share
30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 31/12/04 CAGR
EPS 0.35 0.31 0.35 0.19 0.16 0.27 0.27 18.94%
EPS Diluted 0.35 0.31 0.35 0.19 0.16 0.27 0.27 18.94%

PBT = Profit before Tax, NP = Net Profit, NP Margin = Net Profit Margin, EPS = Earning Per Share, EPS Diluted = Earning Per Share Diluted.

NP Margin, QoQ ⃤ & YoY ⃤ figures in Percentage; EPS & EPS Diluted figures in Cent.

All figures in '000 unless specified.