[UMBF] YoY Quarter Result on 31-Dec-2004 [#Q4]

Stock
[UMBF] UMB Financial Corporation
Announcement Date
14-Mar-2005
Financial Year
2004
Quarter
31-Dec-2004 [#Q4]
Profit Trend
QoQ-
YoY-
Quarter Report
UMBF's Result
UMBF's Financial Summary
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Quarter Result
31/12/10 31/12/09 31/12/08 31/12/07 31/12/06 31/12/05 31/12/04 CAGR
Revenue 173,567 161,134 148,050 133,735 121,654 109,060 100,588 9.51%
PBT 27,658 29,828 27,845 20,717 21,926 19,332 13,757 12.33%
Tax 8,626 5,970 7,618 5,418 6,124 4,377 2,098 26.55%
NP 19,032 23,858 20,227 15,299 15,802 14,955 11,659 8.50%
Tax Rate -31.19% -20.01% -27.36% -26.15% -27.93% -22.64% -15.25% -
Total Cost 154,535 137,276 127,823 118,436 105,852 94,105 88,929 9.64%
Ratio Analysis
31/12/10 31/12/09 31/12/08 31/12/07 31/12/06 31/12/05 31/12/04 CAGR
NP Margin 10.97 14.81 13.66 11.44 12.99 13.71 11.59 -0.91%
Per Share
31/12/10 31/12/09 31/12/08 31/12/07 31/12/06 31/12/05 31/12/04 CAGR
EPS 0.47 0.60 0.50 0.37 0.38 0.35 0.27 9.67%
EPS Diluted 0.47 0.60 0.49 0.37 0.38 0.35 0.27 9.67%

PBT = Profit before Tax, NP = Net Profit, NP Margin = Net Profit Margin, EPS = Earning Per Share, EPS Diluted = Earning Per Share Diluted.

NP Margin, QoQ ⃤ & YoY ⃤ figures in Percentage; EPS & EPS Diluted figures in Cent.

All figures in '000 unless specified.