[C] QoQ Quarter Result on 31-Dec-2004 [#Q4]

Stock
[C] Citigroup Inc.
Announcement Date
28-Feb-2005
Financial Year
2004
Quarter
31-Dec-2004 [#Q4]
Profit Trend
QoQ-
YoY-
Quarter Report
C's Result
C's Financial Summary
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Quarter Result
30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 31/12/04 CAGR
Revenue 22,182,000 22,183,000 20,779,000 21,498,000 20,169,000 21,196,000 21,886,000 0.90%
PBT 7,565,000 7,092,000 7,223,000 7,152,000 6,910,000 7,684,000 7,478,000 0.77%
Tax 2,303,000 1,537,000 2,251,000 2,164,000 2,179,000 2,516,000 2,157,000 4.47%
NP 5,265,000 5,639,000 6,932,000 7,143,000 5,073,000 5,441,000 5,321,000 -0.70%
Tax Rate -30.44% -21.67% -31.16% -30.26% -31.53% -32.74% -28.84% -
Total Cost 16,917,000 16,544,000 13,847,000 14,355,000 15,096,000 15,755,000 16,565,000 1.41%
Ratio Analysis
30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 31/12/04 CAGR
NP Margin 23.74 25.42 33.36 33.23 25.15 25.27 24.31 -1.57%
Per Share
30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 31/12/04 CAGR
EPS 10.70 11.40 14.09 14.10 9.90 10.60 10.37 2.11%
EPS Diluted 10.50 11.20 14.09 13.80 9.70 10.40 10.37 0.83%

PBT = Profit before Tax, NP = Net Profit, NP Margin = Net Profit Margin, EPS = Earning Per Share, EPS Diluted = Earning Per Share Diluted.

NP Margin, QoQ ⃤ & YoY ⃤ figures in Percentage; EPS & EPS Diluted figures in Cent.

All figures in '000 unless specified.